Post-Traumatic Stress Disorder (PTSD) occurs after a person has been exposed to trauma including feeling that his/her life is in danger or the threat of death or serious injury.
We understand how difficult it is to experience an invisible illness and we have assisted many clients with their denied disability claims for PTSD.
PTSD can cause a person to re-experience the traumatic event or experience repeatedly. Symptoms of PTSD can include and are not limited to nightmares, flashbacks, anxiety, avoidant behaviours and mood changes.
First responders (police, firefighters, paramedics, RCMP) and military personnel, as a result of their professions are exposed to situations that could cause the development of PTSD. However, a person can develop PTSD as a result of a car accident, a traumatic incident in a workplace or other reasons.
If your claim for disability benefits has been denied, you can fight your insurer’s decision. Our lawyers have represented many clients with psychological illnesses successfully resolve their denied short-term and long-term disability claims for post-traumatic stress disorder. We are available to speak with you and answer your questions.
For more information about military disabilities visit our SISIP claims page.
Some of the symptoms associated with PTSD include:
Yes, you can get STD benefits for PTSD. However, your diagnosis and your inability to work as a result of PTSD must be supported by your medical provider.
Car accidents can be very traumatic. In fact, sometimes people that have been in a car accident relive their experience. According to the National Library of Medicine, 1 in 5 MVA victims develop PTSD.
If you suffer from PTSD you could be eligible to receive STD, LTD or damages (tort) if it’s as a result of a MVA.
It’s very hard to prove PTSD, as it’s an invisible illness. This means that it can’t be seen on scans, X-rays or through bloodwork. Insurance companies often deny claims to those with an invisible illness.
A few reasons for this include:
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